Loan Management Automation

Implement Systematic and Workflow driven automation of the types of Legal Process within the organization. These include Workflow Process Intellectual Property Management, Legal Document Management and Legal Compliance Management.

The Loan Application is customized as per the specific requirement of the customer and is used to capture the complete information like the Loan Product details, interest rate, Loan amount requested, duration and etc. Along with this it also captures all the documents required for processing.

This helps in effective agreement registration for different financial product like Leasing, Term Finance, Hire Purchase and etc. We can customize to implement products with structure payment schedule, multiple rates, grace period and etc. Solution implements Agreement Document checking, Survey Reports, Sanctioned amount and verifications.

The Solution can be customized to capture all the required financial data in details like current assets, fixed assets, current liabilities and etc. These are then used to perform a complete risk analysis of the borrower and provide a comprehensive picture for taking a well-informed decision.

The Solution provides a comprehensive analysis of each loan which can then be used to recommend pricing based on lenders policies for each types of loans. Various Analysis reports of Cost and Revenue are provided to make decision on pricing the loan; Minimum Return, Cost of Borrowing, Risk Rating, Lending Cost, Overhead Cost and etc.

The solution implements a complete Document Management System where in all the documents required for loan processing are digitally captured as part of the Loan Package. The makes a complete process paperless allowing for fast search and retrieval of Loan Document for making decisions or performing audit on the loan at later point of time.

The solution can be customized to meet any specific requirement of Loan Committee where in members at different/same location can get access to the complete Loan Document and provide their inputs and approvals. The Solution also has Monitoring System which allows continuous monitoring of Loans and generate alerts in case of missing payments.

The solution provides a strong collaboration allowing all the stakeholders in the Loan processing to communicate with all the user in the hierarchy using workflow. They can access any loan document, upload document or seek clarification at any point in the loan workflow before providing approvals.

The solution provides for generation of automatic email notification and alerts for all Loan Processing Tasks which are application raised, action taken, approved and also auto alerts on upcoming or missing payment on any Loan sanctioned to the respective stakeholders. This can be further extended to SMS based alerts.

The Solution provides a complete roles based routing of Loan Processing Task within the workflow wherein user is able to take actions like approve, reject, edit or view loan document, view modification logs of Loan Processing based on the role and permission defined.

Our solution provides complete analytics and drill down reports at every step of Loan Processing Workflow cycle. We can also develop any kinds customized MIS reports related to processing of Loan and performance of the sanctioned loans as per specific requirements.

We can customize the solution and make it available on mobile devices and tablets. This helps in increasing the mobility of all the stakeholders in the Loan processing who can take action on the Loan Processing or on Loan already sanctioned from mobile devices.

We can customize the solution and make it available on mobile devices and tablets. This helps in increasing the mobility of all the stakeholders in the Loan processing who can take action on the Loan Processing or on Loan already sanctioned from mobile devices.

Our Solutions ensures that all the activities are captured into the system with complete history trails giving complete insights in “who did what, when and where”. All Modifications are logged with record of every user data changes ensuring trace into every changes.